Monday, October 28, 2013
The Saint went in today to check to see of the site was working. It was. Then he continued on to check prices.
The Saint has a private health insurance policy with Blue Cross and Blue Shield. It is a high deductible plan (10k) but provides the level of service he and his wife need. The cost is roughly $300 per month. The cheapest plan available to the Saint costs $600 and is inferior to his current plan in almost every way. This "bronze" plan doesn't really pay anything until the deductible is met, which is 12k. The plans that more closely represents his plan costs 3 to 4 times his current premium.
So, this is turning out to be a major political blunder for the President.
By the way, the Saints private insurance went up 25%, 5% of which is a new Obamacare ACA fee. The ACA fees are another set of hidden taxes and is composed of "The Transitional Reinsurance Program Contribution Fee and the "Health Insurer Fee. Both go in to effect Jan 1, 2014. So even if you "can keep your current policy" it will cost you more in taxes.
By the way, the Saint is spared an even bigger increase, because a few months ago, BCBS changed the effective date of my policy to Dec 1, 2013, so the required coverages for Obamacare won't kick in until next year.
Monday, October 21, 2013
So let's look at the issues.
If we increase the number of people wanting to see a doctor (demand) and don't increase the number of doctors (supply) and we attempt to keep the price of their services steady or even reduce prices, there will be shortages. No way around it. And you thought your wait time at the emergency room was long. Getting a doctor's appointment will stretch from a month to 6 months or longer. You will be right back in the ER paying 3 times the co-pay you would pay if you could see your doctor.
So why would the government not recognize this on coming train wreck? Well, the Saint believes they know full well the chaos that is about to ensue. Remember, this administration really wants a single payer system. So the best way to insure a single payer system (let's call it Obamacare II) is to design Obabmacare I to fail miserably.
So the first failure is the website. This failure in the launch of the websites is no accident. It was planned. Keeps your eye off of the fact that the early adopters are chronically ill. Which leads us to the next problem...Thee elimination of pre-existing conditions limitations and the lifetime expenditure limits. More than likely, the initial enrollees in Obamacare I are those with pre-existing conditions. So let's say the first 1 million people who sign up have significant pre existing condtions. Their average healthcare costs could easily be 10 times their premiums. That will mean that the system will need 10 million healthy enrollees just to break even, which is almost impossible.
So, once the pre-existing conditions clients bankrupt the insurance companies, the government will have no choice but to bail them out, thus insuring that the insurance companies are owned by the government. And you then have single payer.
That is the end game. Don't be shocked. You heard from the Saint.
Thursday, December 13, 2012
Friday, November 30, 2012
The Women’s View
DEAR TECH SUPPORT:
Last year I upgraded from Boyfriend 5.0 to Husband 1.0 and noticed that the new program began making unexpected changes to the accounting modules, limiting access to flower and jewellery applications that had operated flawlessly under Boyfriend 5.0. In addition, Husband 1.0 uninstalled many other valuable programs, such as Romance 9.9 but installed undesirable programs such as NFL 5.0 and NBA 3.0. Conversation 8.0 no longer runs and HouseCleaning 2.6 simply crashes the system. I've tried running Nagging 5.3 to fix these problems, but to no avail.
Keep in mind, Boyfriend 5.0 is an entertainment package, while Husband 1.0 is an operating system. Try to enter the command: C:/ I THOUGHT YOU LOVED ME and install Tears 6.2. Husband 1.0 should then automatically run the applications: Guilty 3.0 and Flowers 7.0. But remember, overuse can cause Husband 1.0 to default to GrumpySilence 2.5, Happyhour 7.0 or Beer 6.1. Beer 6.1 is a very bad program that will create "Snoring Loudly" wave files. DO NOT install MotherInLaw 1.0 or reinstall another Boyfriend program. These are not supported applications and will crash Husband 1.0
In summary, Husband 1.0 is a great program, but it does have limited memory and cannot learn new applications quickly. Consider buying additional software to improve performance. I personally recommend HotFood 3.0 and Lingerie 5.3.
Good Luck! Tech Support
The Man's View:
Dear Tech Support:
Last year I upgraded from Girlfriend 6.0 to Wife 1.0 and noticed that this program has begun making unexpected changes to the operating system, like limiting access to Boysnightout 4.0 and NFL 5.0 and NBA 3.0 applications. In addition, Wife 1.0 recently uninstalled other valuable programs like Sexisfun 4.0 and Thatisagreatidea 3.2. I have tried Beggingforsex 4.5, but it runs well only occassionally, and lately Ihaveaheadache 3.0 starts to run whenever I use this application.
I also used to use Buyflowers 5.2 and Buyjewelry 6.3, but it appears Ihaveaheadache 3.0 has somehow disabled these programs along with Romance 9.9. Also Tears 6.2 and Guilt 3.0 often shut down Iloveyou 5.4 and cause Grumpysilence 2.5 to run.
Enjoyableconversations 6.3 used to run without effort, but has been replaced by Whydon’tyougetabetterjob 3.4 and Ihatemylife 5.7. These last two programs seem to run on 28 day cycles and last 4 to 5 days. Additionally, a virus called Whyareyousostupid has infected the system on multiple occasions. Wife 1.0 also seems fixated on its appearance and is constantly asking me if the keyboard makes its monitor look big.
Finally, Motherinlaw 9.4 has been sending me text message about how I don’t have enough “band width” to allow Wife 1.0 to operate effectively and some other unintelligible text messages about sending flowers and buying jewelry.
I still love Wife 1.0, but need to find a way for it to stop interfering with my favorite programs.
Why are things changing
Dear Why Are Things Changing:
Unfortunately, you did not read the operators manual for Wife 1.0 before you installed it, or you would have known about these issues. Remember when you checked the box “I do”? By accepting the terms of service, you agreed to all of these “issues” in advance. I realize the user’s manual was 4,567 pages long, but you should have been more careful.
At this point, there isn’t much you can do with Wife 1.0. Adding Girlfriend 7.0 is a very expensive proposition and is not one we recommend. Running both applications takes a lot of system resources, and you can never run them at the same time without dire consequences, up to and including the dreaded “blue screen of death”.
You correctly noted that some of these issues seem to be cyclical. About all you can do with these problems is run Yesdear 3.3 and Itisallmyfault 4.2 for approximately 4 to 5 days.
There is talk of Wife 1.1 that would fix some of these bugs. This would add new modules to the program called Iloveyouasyouare and Youaresosexy along with Youaresosmart. But it is rumored that to install these modules you will have to invest in some additional hardware such as Abottleofwine and Diamondsareagirlsbestfriend. It may also require you to remove certain other hardware such as Yourtesticles and Yourbackbone.
We wish we could be of more assistance, but at the present time you will just have to find your own work around to these issues.
Friday, November 16, 2012
Sunday, April 24, 2011
There was a certain Professor of Religion named Dr. Christianson, a
studious man who taught at a small college in the western United States.
Dr. Christianson taught the required survey course in Christianity at this
particular institution. Every student was required to take this course
their freshman year, regardless of his or her major.
Although Dr. Christianson tried hard to communicate the essence of the
gospel in his class; he found that most of his students looked upon the
course as nothing but required drudgery. Despite his best efforts, most
students refused to take Christianity seriously.
This year, Dr. Christianson had a special student named Steve. Steve was
only a freshman, but was studying with the intent of going onto seminary
for the ministry. Steve was popular, he was well liked, and he was an
imposing physical specimen. He was now the starting center on the school
football team and was the best student in the professor's class.
One day, Dr. Christianson asked Steve to stay after class so he could talk
with him. "How many push-ups can you do?"
Steve said, "I do about 200 every night."
"200? That's pretty good, Steve," Dr. Christianson said. "Do you think
you could do 300?"
Steve replied, "I don't know... I've never done 300 at a time."
"Do you think you could?" again asked Dr. Christianson.
"Well, I can try," said Steve.
"Can you do 300 in sets of 10? I have a class project in mind and I need
you to do about 300 push-ups in sets of ten for this to work. Can you do
it? I need you to tell me you can do it," said the professor.
Steve said, "Well... I think I can... yeah, I can do it."
Dr. Christianson said, "Good! I need you to do this on Friday. Let me
explain what I have in mind."
Friday came and Steve got to class early and sat in the front of the room.
When class started, the professor pulled out a big box of donuts. These
weren't the normal kinds of donuts. They were the extra fancy BIG kind,
with cream centers and frosting swirls. Everyone was pretty excited it
was Friday, the last class of the day and they were going to get an early
start on the weekend with a party in Dr. Christianson's class.
Dr. Christianson went to the first girl in the first row and asked,
"Cynthia, do you want to have one of these donuts?"
Cynthia said, "Yes."
Dr. Christianson then turned to Steve and asked, "Steve, would you do ten
push-ups so that Cynthia can have a donut?"
"Sure!" Steve jumped down from his desk to do a quick ten. Then Steve
again sat in his desk. Dr. Christianson put a donut on Cynthia's desk.
Dr. Christianson then went to Joe, the next person, and asked, "Joe, do you
want a donut?"
Joe said, "Yes."
Dr. Christianson asked, "Steve would you do ten push-ups so Joe can have a
Steve did ten push-ups, Joe got a donut. And so it went, down the first
aisle, Steve did ten push-ups for every person before they got their donut.
Walking down the second aisle, Dr. Christianson came to Scott. Scott was
on the basketball team and in as good condition as Steve. He was very
popular and never lacking for female companionship. The professor asked,
"Scott do you want a donut?"
Scott's reply was, "Well, can I do my own push-ups?"
Dr. Christianson said, "No, Steve has to do them."
Then Scott said, "Well, I don't want one then."
Dr. Christianson shrugged and then turned to Steve and asked, "Steve, would
you do ten push-ups so Scott can have a donut he doesn't want?"
With perfect obedience Steve started to do ten push-ups.
Scott said, "HEY! I said I didn't want one!"
Dr. Christianson said, "Look, this is my classroom, my class, my desks and
these are my donuts. Just leave it on the desk if you don't want it."
And he put a donut on Scott's desk.
By this time, Steve had begun to slow down a little. He just stayed on
the floor between sets because it took too much effort to be getting up and
down. You could start to see a little perspiration coming out around his
Dr. Christianson started down the third row. Now the students were
beginning to get a little angry. Dr. Christianson asked Jenny, "Jenny, do
you want a donut?"
Sternly, Jenny said, "No."
Then Dr. Christianson asked Steve, "Steve, would you do ten more push-ups
so Jenny can have a donut that she doesn't want?"
Steve did ten. Jenny got a donut.
By now, a growing sense of uneasiness filled the room. The students were
beginning to say, "No!" and there were all these uneaten donuts on the
Steve had to really put forth a lot of extra effort to get these push-ups
done for each donut. There began to be a small pool of sweat on the floor
beneath his face, his arms and brow were beginning to get red because of
the physical effort involved.
Dr. Christianson asked Robert, who was the most vocal unbeliever in the
class, to watch Steve do each push up to make sure he did the full ten
push-ups in a set because he couldn't bear to watch all of Steve's work for
all of those uneaten donuts. He sent Robert over to where Steve was so
Robert could count the set and watch Steve closely.
Dr. Christianson started down the fourth row. During his class, however,
some students from other classes had wandered in and sat down on the steps
along the radiators that ran down the sides of the room. When the
professor realized this, he did a quick count and saw that now there were
34 students in the room. He started to worry if Steve would be able to
Dr. Christianson went on to the next person and the next and the next.
Near the end of that row, Steve was really having a rough time. He was
taking a lot more time to complete each set.
Steve asked Dr. Christianson, "Do I have to make my nose touch on each
Dr. Christianson thought for a moment, "Well, they're your push-ups. You
can do them any way that you want." And Dr. Christianson went on.
A few moments later, Jason, a recent transfer student, came to the room
and was about to come in when all the students yelled in one voice, "NO!
Don't come in! Stay out!"
Jason didn't know what was going on. Steve picked up his head and said,
"No, let him come."
Dr. Christianson said, "You realize that if Jason comes in you will have to
do ten push-ups for him?"
Steve said, "Yes, let him come in. Give him a donut."
Dr. Christianson said, "Okay, Steve, I'll let you get Jason's out of the
way right now. Jason, do you want a donut?"
Jason, new to the room, hardly knew what was going on. "Yes," he said,
"give me a donut."
"Steve, will you do ten push-ups so that Jason can have a donut?"
Steve did ten push-ups very slowly and with great effort. Jason,
bewildered, was handed a donut and sat down. Dr Christianson finished the
fourth row, and then started on those visitors seated by the heaters.
Steve's arms were now shaking with each push-up in a struggle to lift
him against the force of gravity. By this time sweat was profusely
dropping off of his face, there was no sound except his heavy breathing.
There was not a dry eye in the room.
The very last two students in the room were two young women, both
cheerleaders and very popular. Dr. Christianson went to Linda, the second
to last, and asked, "Linda, do you want a doughnut?"
Linda said, very sadly, "No, thank you."
Professor Christianson quietly asked, "Steve, would you do ten push-ups so
that Linda can have a donut she doesn't want?"
Grunting from the effort, Steve did ten very slow push-ups for Linda.
Then Dr. Christianson turned to the last girl, Susan and said, "'Susan, do
you want a donut?"
Susan, with tears flowing down her face, began to cry. "Dr. Christianson,
can I help him?"
Dr Christianson, with tears of his own, said, "No, Steve has to do it
alone. I have given him this task and he is in charge of seeing that
everyone has an opportunity for a donut whether they want it or not. When
I decided to have a party this last day of class, I looked at my grade
book. Steve here is the only student with a perfect grade. Everyone
else has failed a test, skipped class or offered me inferior work. Steve
told me that in football practice, when a player messes up he must do
push-ups. I told Steve that none of you could come to my party unless he
paid the price by doing your push-ups. He and I made a deal for your
"Steve, would you do ten push-ups so Susan can have a donut?"
As Steve very slowly finished his last push-up, with the understanding that
he had accomplished all that was required of him, having done 350 push-ups,
his arms buckled beneath him and he fell to the floor.
Dr. Christianson turned to the room and said, "And so it was, that our
Savior, Jesus Christ, on the cross, said to the Father, 'Into thy hands I
commend my spirit.' With the understanding that Jesus had done everything
that was required of him, he yielded up his life. And like some of those
in this room, many of us leave the gift on the desk, uneaten."
Two students helped Steve up off the floor and to a seat, physically
exhausted, but wearing a thin smile. "Well done, good and faithful
servant," said the professor, adding, "Not all sermons are preached in
Turning to his class, the professor said, "My wish is that you might
understand and fully comprehend all the riches of grace and mercy that have
been given to you through the sacrifice of our Lord and Savior Jesus
Christ. God spared not his only begotten son, but gave him up for us all,
for the whole Church, now and forever. Whether or not we choose to accept
God's gift to us, the price has been paid."
Wouldn't you be foolish and ungrateful to leave it lying on the desk?
For God so loved the world that He gave His one and only
Son, that whoever believes in Him shall not perish but have
eternal life. For God did not send His Son into the world
to condemn the world, but to save the world through Him.